E-saver is a digital bank that offers financial solutions such as Savings, Investment, Loans, and Payment solutions.

Yes, e-saver is registered and fully licensed by the Central Bank of Nigeria.

e-saver stands out from other banks with its fintech approach, utilizing cutting-edge technology to deliver innovative financial solutions. As a digital platform, e-saver offers greater agility, convenience, and personalized services, catering to specific customer needs and providing a seamless banking experience.

Yes, e-saver automatically generate Nigerian Uniform Bank Account Number (a 10 digits code) to all users. The account number can be used as savings account, salary account and business account just as a regular bank account.

Yes, All E-Saver accounts come with a debit card that can be used on any bank ATM in Nigeria.

Service charges are dependent on the subscribed plans and uses.

Yes, E-saver customers have access to loans. However, this is based on the subscribed plans and transactions worth.

The documents required to open an e-saver account are your utility bill and a valid means of identification. This can include any of the following: NIMC card, International Passport, National ID card, or Driver's License.

To open an e-saver account, please follow these steps:

1. Visit our website at https://e-saver.ng.
2. Click on the "Get Started" button.
3. Then, click on the "Sign up" link
4. Fill out the sign-up form accordingly and submit it.

We need your BVN to verify that your information is not false and for KYC. When we confirm your information and match your details with the information on the national BVN database as required by the Central Bank of Nigeria.

Yes, your money is safe with us. We secure all accounts with the same high-security encryption used by regular banks.

When you request a debit card on our platform, you will be asked to provide an address where you want your card to be delivered. Once you provide the address, we will deliver your debit card to that location.

While we currently do not have our own ATM terminals, you can use our debit card on any bank's ATM terminals. Please note that bank charges apply accordingly.

You can fund your e-saver account by using your debit card or transfering funds to your e-saver assigned e-saver account number.

Yes, you can view and download your E-Saver Account statements.

Savings Plans, Mutual Funds, Loans, Advisory Plans and Investment Plans

We are located at 19b, Babatunde Kuboye Street, Lekki Phase 1, Lagos, Nigeria.

You cannot enter more than one loan at a time.

No, your application can be made online via our website or the E-Saver App.

No, you can’t

As an e-saver account holder, you are entitled to a wide range of investment options: Mutual Funds NGN and Mutual Funds USD.

With as little as N5, 000 monthly, you can start investing in e-saver

The minimum tenor for e-saver is 90 days

Interests are paid monthly or at the end of the tenor depending on your choice.

Yes, before approving and disbursing out loans, we carry out a credit check on all applicants to ensure that they are qualified

BVN, Government ID Card, Utility bill.

Loan processing and disbursement takes less than 24 hours once documentation for applications is completed.

Yes, loan approvals are not automatic. A loan application can be rejected if the applicant does not meet the requirement for a loan application.

Loan repayments can be done automatically from your bank account or via bank transfer.

Yes, you can make repayment for loans before the due date.

Yes, just like your regular bank account, we charge transaction fees depending on the worth of the transaction.

The tenor for liquidation of your e-saver is a minimum of 90days, maximum of 365days.

Fixed Saver lets a customer lock their funds for fixed period of time to earn at attractive interest at maturity. Minimum duration is 90 days

This is a periodic savings plan geared towards a particular goal or target.

You cannot withdraw before maturity.

This is a plan that encourages dedicated periodic savings with attractive interest rates.

Investment Risk can be described as the potential for actual investment returns to vary from expectations. The higher the level of investment returns you are seeking, the more risk you generally need to be prepared to accept. Not everyone has the same attitude to risk. An Investment Risk Profile is basically a general description regarding an Investor’s attitude to risk.

In order to recommend investments that have the potential to offer a level of return that you desire, at a level of risk that you are comfortable with, it is important that we understand your attitude to risk. The Investment Risk Profile Questionnaire is one tool we use to assist us gain this understanding.

There are no right or wrong answers, as only you can describe how you feel about risk. We may, however, wish to discuss some answers with you if they appear conflicting, or to enable us to gain a better understanding of your requirements. Please feel free to add comments if you wish to clarify your answers, or to discuss your answers with us

Yes, it is quite likely that your attitude to investment risk will change over time. This may be the result of investment market experience, or changing personal circumstances such as a change in employment status, family members becoming no longer dependent upon you, or receipt of an inheritance or lottery win.

If your attitude to risk changes, your investments may no longer be suitable. You should contact us immediately to arrange a review of your financial plan and investments should you feel your Risk Profile has changed.

No, there are a number of reasons why it may be necessary for you to invest differently that your Risk Profile may suggest. These could include investing more conservatively if you require access to capital in the short to medium term, or investing more aggressively if you have started your investments later in life and have to take on additional risk in an attempt to achieve higher returns to meet your financial objectives.